Soul calibur 4 rating?

ok i know its rated T for teen but what ive heard and seen on the cover is that there's well ive heard 2 things that there are just skimpy outfits and that you can make a girl topless in create mode i really wanna know cuz i cant play games with cuz of my lil bro can someone help me out cuz i rly LOVE the soulcalibur series!!!